To [enter name of resort], I am writing to inform you that in accordance with Article 56 of Ley Federal de Proteccion al Consumidor, on this date __[enter today’s date]__ I am providing you notice of cancellation for Contract Number ___[enter contract number]__ , entered into between [enter resort name] and [enter your name, all names on contract] for [list what you bought, ie. junior suite] at [enter resort name] . In accordance with Mexican law, I am request compelte cancellation of this contract and the return of all monies paid which total to the amount of $ [enter the total amount of money you paid]. I am providing you with notice that I am cancelling this contract within five working days from (the delivery of, or the signing of) the contract in accordance with Article 56 of Ley Federal de Protección al Consumidor which states the following: “The contract will be perfected within five working days from the delivery of, or the signature of the contract, whichever occurs the latest. During this period, the consumer will have the right to revoke his consent without any responsibility. The revocation will have to be by means of warning or delivery of notice, in person, by registered mail, or another method of average reliability. The revocation according to this article will terminate the contract. In this case, the costs of shipping and insurance will be the responsibility of the consumer. If the contract is for services, this article will not be applicable if the date of receipt of the service is less than ten working days from the date of the order of purchase.” I have been to the www.mescam.com website and I am fully aware of my right to cancel in accordance with Article 56 and that my right to cancellation and receiving a full refund is non waivable . Any argument you have claiming that my enrollment fee is non-refundable is invalid according to Mexican law and this has been verified with PROFECO. As per your normal procedure, I will expect a return email confirming my cancellation and I will expect a refund of all monies within 15 days to the appropriate credit card accounts as follows: [enter credit card name], account ending with [XXXX, enter last four digits of card] – amount of $[enter the amount] [enter credit card name], account ending with [XXXX, enter last four digits of card] – amount of $[enter the amount] In addition to providing you with proper legal notification of my cancellation, I am also providing a copy of this cancellation notice to all of my credit card companies. I am informing my credit card companies that this contract has been cancelled in full compliance with Mexican law and any attempt by your resort to continue to collect funds from my credit card accounts is in violation of Mexican law, should be consider an illegal act; and therefore under US law, a fraudulent charge. I am informing my credit card company that in accordance with US credit card law and my credit card agreements, I am only responsible for the first $50 of any fraudulent charge and they, the credit card company, will be responsible for any amount exceeded that limit. I will also inform my credit card company that I will fight any fraudulent charges in a US court if they remain on my credit card accounts. Please thank your sales staff for their time, but in closer consideration I have decided that this purchase is not for us. Mexican law clearly provides for me to reconsider this contract and to legally cancel this contract within 5 business days. While you are losing a sale, it would be in your best interest to comply with Article 56 of the Mexican Consumer Protection Laws, Mexican Official Standard NOM-029-SCFI-2010; and provide a full refund. I will fight any charges on my credit card accounts as fraudulent charges which are in direct violation of Mexican law, and I fully intend to sue my credit card company in a US court if they demand payment for any fraudulent charges. All I will need to do is show the court a copy of this cancellation request, a copy of Article 56 of the Mexican Consumer Protection Laws, a copy of Mexican Official Standard NOM-029-SCFI-2010; and the judge will clearly see that all charges on my account are in violation of Mexican Law, are illegal acts, and therefore fraudulent. In addition I will present a copy of the signed contract, and relate to the judge any false promises made during the sales presentation. The whole court case will be embarrassing for you and for the credit card company. Of course, my credit card company will already know that they are going to lose, so in most cases they will not even show up. This means I will receive a default judgment against the credit card company and in addition to me receiving the full amount of any fraudulent charges; my credit card company will also be responsible for paying all court costs. We both know that my credit card company will bill you for the fraudulent charges and they will probably also demand that you pay all the court costs. It does not make smart business sense for you to violate Mexican law, refuse to provide me a full refund, and then have to pay for all the court costs. As with a standard consumer complaint within Mexico, I am copying PROFECO on this email and I will file the standard compliant if you do not comply with my request for cancellation. While I will go through the standard PROFECO compliant process, my real effort will be to sue my credit card companies within a US court for knowingly processing an illegal, fraudulent charge on my credit card accounts. As indicated in this dated email, I have made a good faith effort within 5 working days to resolve this issue and request a full refund in a professional, polite manner. Any attempt to refuse this request will be immediately forwarded to PROFECO and my credit card companies. Please comply with the law, cancel my contract and send me my refund immediately. You really do not want me to take my credit card companies to court and cause problems between you and these credit card companies. I appreciate your prompt attention to this matter. Should you have any questions, please feel free to e-mail me directly at [enter your email address] or you can reach me by phone at [enter your phone number]. Thank you very much for your time, [enter all names on the contract]