Sent: Friday, May 06, 2016 5:42 PM
Subject: Unlimited vacation club
Read my website. There are a sample cancellation letters and numerous articles about what to do. Draft a cancellation letter and email it to the resort immediately. Under resources there is a generic cancellation letter which you can base your letter off of. Most people get into trouble because they wimp out when writing their cancellation letter. If you want results, you need to stick to the full format, especially the part about being willing to sue your credit card company. Most of these resorts will back down if they believe you are going to take this matter into a US court. You can read the article about stopping Ryan to get a feel for what the worst case situation would be.
Sent: Saturday, May 07, 2016 2:24 PM
Subject: Re: Unlimited vacation club
Thanks for the speedy reply. I did what was told on the website. Sent the letters everywhere. I met with the company today and they tried to persuade me to stay but i refused. I gave them a written statement stating I wanted to cancel which they accepted. I got an email from the mediator replying that my contract was cancelled and Money will be refunded in 10-15 business days. Is it this easy?
No it is not that easy usually. Make sure you lock your doors at night because they may send someone after you!
I am just kidding. I am not sure who the "mediator" is, but if he is an employee of the resort there should be no problem. I have never heard of the person being referred to as a mediator. Normally you get assigned to some scumbag sales manager.
Most resorts fight tooth and nail to refuse to give you a refund, but when you take the fight away from their home turf, and start saying that you will sue your credit card company in a US court for processing a fraudulent charge, that gives the resort a real problem. The resorts do not want the credit card companies pissed at them because it is only through your credit card that these resorts are able to screw American tourists. If they had to rely on you making monthly payments to them of you carrying that much money in cash, they would never make a sale. If they put you on a payment plan, once you got back in the US you would refuse to make the monthly payment and there would be nothing they could do about it. Slapping the charge on your credit card get them the money immediately and then getting you to pay the bill end up a fight between you and your credit card company.
It wasn't until I devised this approach of cancelling the contract and then going after people's credit card companies for processing a fraudulent charge in a US court, that people have been seeing an easier time getting their refunds. The resorts are not, and will not, show up to a hearing in a US court. They absolutely do not want a US judge questioning them about their sales practices. In a US hearing regarding charges on your credit card account for a contract that was legally cancelled, there is not much your credit card company can say to the judge. First off your credit card company was not there at the signing of the contract, so they cannot comment about what was, or was not said at the sales presentation. Once you legally cancel the contract, if the resort continues to claim you owe them money, they by definition are committing fraud. The resort clearly knows that the contract was cancelled, so if they continue to demand payment for a contract that they clearly know was cancelled; this is not a billing dispute on their part, but this is the resort trying to demand payment for a contract that was cancelled and therefore by definition they are committing fraud. If people simply take the approach to cancelling their contracts the whole process would work a lot easier like it did for you. If people take this position with both the resort and with their credit card companies, the resorts and credit card companies would begin to understand that they need to respect Mexican law and they need to comply when tourist legally cancel these contracts in full compliance with Mexican law.
If they sent you a written notice that your contract was cancelled, once you get home you need to forward that email, along with a copy of your cancellation letter to your credit card company so their know what is going on. You should also state in your letter to your credit card company that the contract was legally cancelled in full compliance with Mexican law and that if any charges appear on your account and they are not corrected with 15 business days, all of those charges are in violation of Mexican law and should be considered fraudulent; and if they do not comply with US law and refuse to process these fraudulent charges, you will sue them in a US court for violating US law and your credit card holder agreement.
I do think you are going to be alright regarding your refund. I am not sure about your being all right since you did sign the contract in the first place. I know that I was pretty drunk by the time I signed 13 years ago, what is your excuse for signing?
Congratulations for following my instructions and seeing this thing through.
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